Home insurance needs and details change over time. You shouldn’t think that you’ll never need to make any changes to your home insurance coverage after you’ve bought a policy.
At L & S Agency Inc., we can help you recognize when it’s time to update insurance coverage on your home in Buffalo, NY.
The following are four signs that it’s time to make some changes to your home insurance coverage:
You’ve invested in new home security features.
It’s a good idea to invest in a home security system to protect your family. Insurance savings are another great reason to have security features like surveillance cameras and home alarms installed in your home.
Home insurance providers often offer discounts on premiums to homeowners who have a home security system.
You’ve gone into retirement.
It’s not uncommon for home insurance providers to offer discounts to retired homeowners. Retiring could also change your finances so that you want to adjust your deductible or coverage amount.
You should review your home insurance policy after retiring and may want to make some changes.
Your home has recently been remodeled.
Remodeling your home can increase your home’s value. This can make it so that you need to change the coverage amounts on your home insurance policy. Make sure you discuss your remodeling project with your home insurance provider.
Your household includes a new canine member.
Dog bite injuries are one of the liabilities that are typically covered by home insurance. However, you have to let your home insurance company know that you have a dog to get coverage for such incidents.
Give Us A Call
Homeowners in Buffalo, NY can call us at L & S Agency Inc. to get a quote on a policy. Get in touch with us today to buy the insurance coverage you need to protect your household financially.
