Address how you store valuables in your home. Then, perform an assessment of your home insurance coverage. If necessary, make changes to an existing policy.
Valuables
Prepare a list of your valuables. Include items that were a large investment and ones that hold sentimental value to you.
- Jewelry
- Coins
- Clothing
- Artwork
- Heirlooms
- Additional keepsakes
Assessment
Refer to the list above when preparing an inventory of your valuables. Consider the value of each possession. Then, assess the location where each item is stored.
If you own a collection of coins, you may currently store them in a container. If so, decide if the current storage arrangement is secure enough to prevent damage or theft. You may ultimately decide to purchase a waterproof box or a safe, which will allow you to store items safely and keep them out of harm’s way.
Additional Security
Artwork and other valuable items displayed in your home may need additional security. Install motion detectors, cameras, or other surveillance equipment in areas where your most prized possessions are located.
Insurance Coverage
When you shop around for home insurance products, refer to your list of valuables. Each item on your list must be added to the new policy you decide to purchase. If you have an existing policy, review it and note any items that you would like to add to it.
More Insurance Information
Contact one of our representatives at L & S Agency Inc. An agent who serves the Buffalo, NY, region will adjust your home insurance policy if you have requested this.
